debt

Relieving the Stress

We all need relief valves. They can save a lot of time that we would normally take cleaning up the mess caused by personal explosions.

When we installed a new hot water heater, I discovered a local ordinance that says there has to be a relief valve hooked up somewhere in the water system. If for some reason the thermostat doesn't turn off the gas under the boiler, and the boiler is so hot it is ready to explode, the valve will pop off, and pressure will be relieved. Things may stay just as hot under the boiler, but at least it won't blow up all over the house.

One of the most effective, long-range relief valves is to recognize what causes the buildup of pressure. If you see by your calendar that you are in for a few heavy weeks or too many late nights, block out some relief-valve time. This might be a half-day, whole day or extended weekend. Take yourself out of your normal situation. Place yourself in a situation in which past experience has shown you can forget what is going on. This may mean a day alone at the beach or the mountains, a day with your family, or a weekend away with your husband or wife. It's a big help if couples will discuss their future schedules together to identify where the overload problems are and schedule in breaks in the routine.

In addition to the count-to-10 pressure reliever with which most of us are familiar, there are some others:

Staying ahead of your work is a good way to relieve the pressure of schedules. By scheduling a completion time 10 percent to 20 percent ahead, you have the peace of knowing there's time to recover if things go wrong.

Doing the hard things first, particularly if they have a great deal of emotional content, will relieve the subterranean emotions that tend to plague us in different situations.

Getting enough sleep is a must. Know how long you can get along with a reduced amount.

Do the difficult tasks in phases. Often a "first draft" will get you 80 percent of the way along. Time for "topping off" the finished product can be better foreseen, and meeting the deadline seems less of a task.

Have planned recreation and hobbies. I am a wood carver and a carpenter of sorts. Setting aside time for this activity helps me relax. Other people enjoy different methods of unwinding. One of my close friends has a way of announcing to his secretary when he will be finding some relief. If he says, "I'm going to inspect some real estate at 3 o'clock," you can be sure that you'll find him on the first tee at the golf course.

Admitting and verbalizing the causes for your own irritations (be they lack of sleep, overworking, too much stress or what have you) helps [keep] others from getting emotional with you and triggering unexpected explosions.

Facing up to the fact you really can't do all the things you scheduled and that some of them need to be postponed is probably the best relief valve of all. This can be a humbling experience, but the rewards in personal well-being are great.

Background Information

The Road to Debt
Learn to guard against the four common causes of debt.

Save or Swim
Danger: Thin Ice. Most people wouldn't risk their physical safety. So why do we ignore the signs of a financial catastrophe?

Drowning in Debt
If you can't seem to catch your financial breath, you're not alone. Sadly, millions of Americans are credit card captives.

Questions and Answers

What is the biblical approach to possessions and money?
Answer

Review Frequently Asked Questions

Stories

Prosperity and Pain
Finding blessings in the midst of incredible financial trials.

Credit—Not So Priceless
Every month, we spent more than we made and our balances ballooned. But it didn't stop us from purchasing a new living room set. Who could resist? Little did we know: we were digging a financial grave.

Living in Secret Debt
There's a high price to pay for acquiring debt.

If you've been through a experience related to this topic, we invite you to share your story with others.
Share Your Story

Other Things to Consider

Even Though We Ain't Got Money…
That phrase – live on love – kept bringing to mind a song they played on the radio when I was a kid. I scoffed at its utter lack of common sense.

Learning to Roll With Change
It's not the most fun you'll ever have, but the results are worth it.

Transitions: Changing Jobs, Moving

Relationships: Communication Gaps

Parenting Teens: Communication Problems